Our guiding principles in responding to the COVID-19 emergency are (1) to quickly deliver resources to help sustain the Maywood businesses and workers as slower, more significant state and federal aid is mobilized, and (2) to help the most vulnerable first.
Resources to Keep Your Finances, Employees and Physical Property Safe
The COVID-19 pandemic has turned the world upside down. Business owners ask questions such as, “What will my business look like a month from now? How about five months or five years from now?” It’s impossible to know, but you can act quickly and decisively to protect your business. This guide discusses issues such as financial assistance, security systems and employee safety.
What the Public and Employers need to know about COVID-19
As cases and hospitalizations rise, many residents believe they need to get tested for COVID-19. However, Los Angeles County health officials stress that not everyone needs to be tested and emphasize the basic ways individuals and businesses can and should protect themselves from this virus.
Here are 10 tips for residents and businesses to know in order to protect themselves from COVID-19:
At this point in this rapidly-evolving crisis, it is important to reserve testing for those who have a medical or public health reason for it. While Los Angeles County currently has enough testing supplies to meet the needs of those who need to be tested, the number of COVID-19 cases are on the rise here and throughout the country. Let’s work together to reserve testing for those with a medical or public health need.
The common-sense rules still apply. Here are the most important things we as individuals and community members can do to slow the spread of COVID-19.
Stay home as much as possible.
Leave home only for essential activities like work, medical appointments, and grocery shopping.
Wear a cloth face covering when you’re out in public.
Stay at least six feet apart from people you don’t live with.
Wash your hands thoroughly and often, and don’t touch your face.
Check with a health care provider if you think you need to get tested. It’s always best to work with your health care professional to determine the kind of care you need—just as you would with any other health care concern. Unless you have specific symptoms, exposures or risk factors, you may not need to be tested, and your health care provider can talk with you about your concerns and help determine if you need to be tested. If you don’t have a doctor, call 211 to get a referral.
Know your risk level. According to the latest Public Health guidance, the highest priority for testing should go to people with symptoms—including hospitalized patients, healthcare workers, first responders, employees and residents in group living settings, and people over 65 years old or with underlying health conditions that place them at higher risk of serious complications. Asymptomatic people— those without symptoms—also should be prioritized for testing if they are part of a public health investigation, if they live or work in high-risk settings, such as skilled nursing facilities or homeless shelters, if they are a close contact of someone with a confirmed positive diagnosis of COVID-19, or if they are an essential worker. Prioritization of routine testing among other asymptomatic people is not recommended at this time. People over the age of 65 or with underlying conditions do not necessarily need to be tested unless they have symptoms, have had an exposure or have been told by public health to be tested. Once again, please check with your healthcare provider about your specific situation and let their medical advice guide you.
Employers should not require a negative COVID-19 test result before employees return to work, and employees do not need to present a certificate saying they have tested negative, under the current guidance from the Los Angeles County Department of Public Health.
Employers can offer and pay for COVID-19 testing as an occupational health and safety measure if an employer wishes to have its workforce get tested before returning to a work site. These employees should not seek a test at the City/County/State testing sites, which should be reserved for those who meet the medical or public health criteria for testing, and who do not have access to testing through their regular provider or health plan.
Healthcare providers are required by a recent L.A. County Health Officer Order to provide their patients with access to COVID testing if they are symptomatic, are part of a public health investigation, or have been in close contact with a confirmed COVID-19 infected person. The Health Officer order also encourages providers to bill private insurance plans for these services whenever possible. Patients are not allowed to be charged by their plan or provider for COVID-19 tests. Obtaining testing through a patient’s regular provider network helps to assure tailored clinical advice and facilitates good follow-up in the case of positive results.
A COVID-19 test does not protect you from the virus, and a negative result should not be seen as a reason to engage in risky social behavior. A COVID-19 test does not guarantee that you do not have the virus; a false- negative test is possible. Also, even when accurate, a test result only reflects whether you have the virus at the moment you took the test. You could become positive at any time and exposure to COVID-19 could happen immediately following your test.
Don’t panic. Although rising case numbers and hospitalizations are cause for concern, we can still turn this around by following the common-sense steps listed above. Los Angeles County came together to flatten the curve earlier in this pandemic, even when testing was much more limited than it is today, and we can do it again. We are still in a phased reopening, with many more options for safe recreation available, and it’s up to all of us to behave in ways that enable us to move forward, instead of taking a step back.
More testing capacity is on the way. Appointments may be limited at testing sites due to increased demand. The County and the City of Los Angeles are adding capacity at existing sites, as well as standing up new County- and City-funded sites in high-need communities in the weeks to come. Learn more here.
Remember: Regardless of test results, you still need to follow quarantine and isolation orders from Public Health or your provider. If you have been exposed to someone with COVID-19, you need to self-quarantine for 14 days, even if you test negative during that time. If you are experiencing COVID-19 symptoms, you should self- isolate in order to prevent the spread of the virus to others and follow these steps:
Keep your physician informed of your symptoms and consult with your provider about getting tested.
If you are elderly or have an underlying health condition, seek medical care.
If you don’t have a physician, call 211 to get connected to one.
If you are having trouble breathing or have other severe symptoms, dial 911, or go to the nearest hospital emergency department immediately.
Small Business Stabilization Loan Program
The Los Angeles County Development Authority has launched an affordable and flexible business loan program to support and help stabilize businesses in the region. Small Business Stabilization Loans range from $50,000 to $3 million, and can be used for working capital, equipment purchases, inventory, or refinancing of existing loans at higher interest rates.
Businesses must have a physical location within Los Angeles County.
Businesses must have been in operation for a minimum of two years at time of application.
Fixed Wall Street Journal Prime rate. (Currently at 3.25%)
Working Capital - 5-7 years.
Equipment - Up to 10 years.
Real Estate Acquisition and Construction - Up to 20 years.
The PPE Unite™ is offering small business owners and their employees access to much-needed personal protective gear. This public and private partnership program creates access to PPE, promotes PPE use, and provides additional resources for businesses.
Who is eligible?
• Small businesses with less than 50 employees
• Must be located in Los Angeles County
• Must operate as a sole proprietor, partnership, LLC, C or S-Corp, or micro-business
• Business may not have received any PPE through this program in the past
These supplies are offered on a first come, first serve basis. Please use this link
To sign up and receive your 30 day supply of free Personal Protective Equipment to keep your business compliant and employees safe use the link below. While supplies last.
For more information, you can also contact the Los Angeles County Disaster Help Center at 833.238.4450.
Los Angeles City Small Business Emergency Microloan Program
updated as of 12:00pm (PDT) on 3/24/2020
this page will receive continuous updates as newer information becomes available
In light of the sweeping impact the COVID-19 pandemic is having on our small business community, the City of Los Angeles has responded swiftly and decisively to support our local, community businesses. The newly established Small Business Emergency Microloan Program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak.
Businesses that meet the criteria below may apply online for aCity of LA Small Business Emergency Microloan (click this link). To apply, register through our secure log-in system. Please read through the information below prior to submitting application. Contact information is available at the bottom of this page if you need further assistance.
Business must have a Business Tax Registration Certificate with the City of Los Angeles' Office of Finance that was filed prior to March 01, 2020
principal business owner(s) must have reasonable and responsible personal credit history and an acceptable explanation for any derogatory marks. Bankruptcies and debt write-offs must be at least 12 months old
businesses must show that historical profits were sufficient to service the requested debt and have been impacted by the COVID-19 outbreak
For more information, email the EWDD Emergency Microloan Management Team at EmergencyLoans@lacity.orgor call 213-744-7130.
EWDD is currently experiencing a high volume of calls and emails. Please be assured that we understand your concern and will respond as quickly as possible.
Small Business Finance Center (SBFC)
The SBFC helps businesses create and retain jobs, and encourages investment in low- to moderate-income communities. The SBFC has a Jump Start Loan Program, a Small Business Loan Guarantee Program, and a Farm Loan Program.
The current pandemic is affecting so many and we would like to offer some assistance on how to locate information, support and financing options.
One of the IBank Small Business Finance Center’s loan guarantee programs is designed for Disaster Relief specifically and is currently available to small businesses needing assistance to overcome economic injury caused by COVID-19. We have Financial Development Corporation (FDC) partners throughout the state that assists businesses in securing a 95% guarantee on a bank loan. The FDCs are listed below and they work directly with lenders to underwrite the loan, which the SBFC guarantees (upon approval), please reach out to them directly for assistance.
Additionally, many local government agencies are offering assistance and resources as this has been officially declared a federal and state emergency. Check your city and county, as well as these sites, for more information:
DCBA has partnered with the Department of Workforce, Development, Aging, and Community Services, and other County and State agencies to bring you the L.A. County Disaster Help Center. The center has resources for businesses as well as employees to help during the COVID-19 emergency.
Counselors are available Monday through Friday between 8:00 a.m. and 4:30 p.m. to help business owners navigate emergency loan applications and help individuals that were recently laid off due to this emergency. Multilingual help is available.